Legislative & General Membership Luncheon 

 

Thursday, Nov 6, 2025   11:00am - 1:30pm

VFW 355 Glebe Road Easton, MD 

 

Hear from Caroline, Dorchester, Talbot and Queen Anne's County Council/Commissioners. Plus, Lisa May, Maryland REALTORS will give us a preview of the 2026 state legislative priorities.

 

Admission is free — we simply ask attendees to bring a canned food donation to benefit the Maryland Food Bank. Together, we can make a difference! 

 

Must RSVP to attend. 

 

Tax Tips for REALTORS®


Presented by: Chuck Ireland, CPA – Accounting Strategies Group
Date: Thursday, November 13
Time: 10:00 – 11:00 a.m.
Location: MSBR Board Office

Reserve your spot here

 

No CE credit — but it will keep you off the IRS Naughty List! 🎄

 

Join us for an informative session on how to prepare for tax season by:
✅ Organizing your income and expenses
✅ Identifying deductions specific to real estate professionals
✅ Learning smart record-keeping habits to save time (and stress!)

 

Say Hello to new MSBR REALTORS!

 

Front row left to right:

Annie Phillips with Meredith Fine Properties; Amy McCarthy with Clark & Co.; Katie Stecklair with Cross Street; Sara Reynolds with Coldwell Banker Chesapeake and Taylor Leverton with Benson & Mangold. 

 

Back row left to right:

Meagan Moore with Meredith Fine Properties; Connor Lemire with Benson & Mangold; and Jack Boniface with Cross Street.

 

Full House!
Thank you to Rob Lacaze for an insightful and interactive session on Negotiation Tactics. Your real-world experience and practical advice gave everyone new tools to succeed!

 

Cybersecurity Tips for REALTORS®


Maryland REALTORS®’ own Michael Cunningham shared some eye-opening insights on cybersecurity—practical, helpful, and a reminder of just how creative hackers can be these days.

 

If you missed it, don’t worry—Michael will be presenting again in October at the Maryland REALTORS® Conference in Ocean City. You won’t want to miss the chance to learn how to keep your business (and clients) safe online.

 

New homeowners are seeing much higher insurance rates, and Cassie Werner, with Donius Patterson Insurance explained why.  Thank you Cassie! 

 

Education Survey Results  53 responded

     

I take all my CE with MSBR for Free -23     

I take most of my CE with MSBR & Pay for the remaining CE -20    

I take all my CE with The CE Shop/another education provider -10

 

 

What Professional development have you taken with MSBR? 

none 25    / BRIGHT 16    / Rob Lacaze 15    /Chat GPT 11    /Canva 6    

Land & Title 6    / Steve Brown 6

 

Do you Prefer In-Person or Virtual?   

Both 30   /  In-Person 15   /  Virtual 8

 

What other CE or Professional Development would you like to see? Social Media/Chat GPT/ How to use AI in Real Estate  /1031 Exchange / Deeds & Trusts / Commercial Boot Camp/ Commercial Leases / Shorelines & Surveys / Local Ordinances/ How to get Permits / Top Producing Agent Panel / Real Estate Law Well & Septic /Maryland Real Estate Commission Advertising Regulations/ Common Real Estate Mistakes/ Wealth Building for REALTORS /Creative Financing Options/ Down Payment Options for Buyers / Working with Investors / Home Inspections / Contracts & Beyond / Working with Contractors /T ax Classes / Negotiation Class/ Designation Classes/ SRES/ Buyer & Seller Representative / More Classes on Zoom/ Government Updates & new Rules  / Evening Classes for Dual Agents  / RENE Accessory Dwelling Units (AUD) once local regulations are in place/  How to manage your Real Estate Business like a Business? / How to Start a Team and what to expect?

Comments:

1. I would love to take more CE with MSBR but daytime hours are difficult as I have a W2 job. If classes started after 4pm or later I would love that and likely take more CE with MSBR.

2.  I love what is currently being provided and will try to attend more CE in the future.

3. Have the popular sessions 2 x a year would be a benefit. 

4. Classes that can help new agents thrive in the industry.  Mentorship classes, how to find  someone who can guide new agents in the art of Real Estate 

 

Results of the membership survey will be in the next newsletter.

 

MSBR I.D.E.A. Committee Update


The MSBR I.D.E.A. Committee recently held their meeting and enjoyed a private tour of the Harriet Tubman Center for Cultural and Educational Advancement. It was an inspiring experience highlighting the legacy and impact of Harriet Tubman right here on the Eastern Shore.

 

If you haven’t visited yet, be sure to check it out at www.htccea.com

 

Cambridge: Building a Brighter Shore

 

On October 30 at 1:00 - 2:30 PM in Cambridge's Packing House there will be a discussion focused on the collective work to build and create opportunities on the Eastern Shore!

 

From housing sustainability to Main Street development, this community conversation will highlight the people working to build a brighter future for counties on the Eastern Shore.

For more information

 

Thank You 2025 MSBR Committee Chairs for your Volunteer Work - You Are Appreciated!

 

On November 1st, we welcome our 2026 Committee Chairs. Thank you for stepping up to lead — we know you’ll build on the strong foundation of commitment and enthusiasm set by this year’s Chairs.

Government Affairs Committee 

Thank You Martha Witte Suss with Coldwell Banker Residential Brokerage for chairing the MSBR Government Affairs Committee. This Committee reviewed 200 bills in the 2025 General Session and monitored Caroline, Dorchester, and Talbots Counties. Great JOB! 

Alex Archer with Real Broker LLC will chair the Government Affairs Committee in 2026. Interested in joining - contact Alex at alexarcher@thegerdesteam.com-

I.D.E.A. 

Jen Voshell with Coldwell Banker Chesapeake led the I.D.E.A. Committee to another successful year with events and field trips. Jen is the new MSBR Secretary.  Thank you Jen!

Holly Anderson & Myisha Walker both with Long & Foster will be the new Inclusion, Diversity, Equity and Accessibility Co-chairs and she has great plans. E-mail Holly holly.anderson@longandfoster.com or Myisha  myisha.walker@longandfoster.com

Shelby Roney with Benson and Mangold led the Education Committee and focused on  professional development. Thank you Shelby!

 

Julie Stevenson, Broker with Shore Living Real Estate will be the new Education Chair. She has taught ChatGPT sessions and knows the importance of education.  E-mail Julie at:  julieann1674@gmail.com

 

Petra Quinn, Broker with Realty Navigator chaired the Membership Committee in 2025. Thank you Petra for the fun Boots, Brews & Boogies and other events.  Petra will be the new MSBR President-Elect. 

 

Tammy Andrews with Shore United Bank will assume the Chair of Membership and expect some new ideas in 2026. 

 

Connect with her at tammy.andrews@shoreunitedbank.com

 
 

54th Down Payment Grant

It was an all MSBR settlement.

 

Morgan & Garret were super happy to receive the $1,000 to buy new furniture. 

 

Pictured below: 

Jane Coulbourne: Venture Title

Michelle Abplanalp: MSBR President

Homebuyers: Morgan & Garret

Casey Baynard: Shore United Bank  

Buyers Agent: Shane Slacum with VYBE Realty

Not Pictured: Sellers Agent: Stevie Brummell with Keller Williams Realty Delmarva North

 

We Can Still Make Room for you!

Great AI Session in OC on Sunday Oct. 19th from 10am-4pm 

 

The Maryland/DC Chapter of the Residential Real Estate Council is offering a powerful AI Certification Course on October 19th in Ocean City, MD.  This course will give attendees 4 hours of Maryland CE, 8 hours CRS credits and an AI Certification.   

This is separate from the State Conference.  

Register Here:  https://www.crs.com/education/catalog/?10192025---mddc-rrc---classroom     

 

What a Government Shutdown means for Real Estate 

 

Many real estate programs are impacted:

  • National Flood Insurance can not issue new policies- this threatens approx. 14,000 transactions per day. 
  • Shutdowns often delay IRS income verification, FHA & VA loan processing and federal housing program funding.

Plus, the American Housing accounts

for 20% of the US economy. 

 

Your Advocacy/RPAC Team has a memo with information on the shutdown programs

 

2026 REALTOR & Affiliate Dues

 

Hardship letters must be received by

December 1, 2025 in order to be considered

Save Money- Pay on Time

 

2026 REALTOR and Affiliate Dues are due December 1, 2025

Avoid the $100 late fee - pay by January 2, 2026

Dues notices will be e-mailed on November 1, 2025

 

2026 Total REALTOR Dues $850

MSBR  $357  (no increase)

Maryland REALTORS  $242 (increase of $5)

National Assoc. of REALTORS   $201  (no increase)

Down Payment Grant   $25

RPAC   $25

 

2026 Affiliate Dues  $350 (no increase)

Down Payment Grant   $25

RPAC   $25

 

MSBR has received a few questions about Inactive Vs Referral Status

 

Inactive:  

  • Inactive means you will not be doing ANY real estate business or receiving a referral fee.
  • You do not pay MSBR, Real Estate Commission, SentriLock or Bright MLS fees.
  • You have 3 years to be inactive, after that you will need to let your license go or re-activate with a brokerage firm.
  • If you re-activate within 12-months of going in-active you will need to pay the full year’s dues to MSBR. There may be a reactivation fee with SentriLock and BRIGHT MLS.   
  • You are still responsible for keeping up with your CE credits.  CE credits can be taken with MSBR. Just check out the website and call in to register and pay.   

I want to put myself on inactive status, etc.?  You may change your status online with the Real Estate Commission. Under Features, select Change Your Information or Status, and then choose inactive/reactivate. You will need to log in with your registration/license number and password. As soon as you log into the system, you will be asked if you would like to change your license status.

 

Referral: 

  • If you plan to keep your license to do Referrals, then you will need to find a Referral Company to hang your license with. 
  • You will not have to pay REALTOR dues, but your license can not be with a Real Estate firm that is not designated as a Referral firm. 
  • You can take your CE credits with MSBR. Just check out the website and call in to register and pay.   
  • Call MSBR for a list of Referral Real Estate Firms or if you have questions.  410-822-8767
 

Yes, MSBR has an App!

MSBR also has the Member INFO Hub to make it faster to pay your invoice, sign up for CE and to

add your personal information for the MSBR website. 

 

Info Hub Overview

Info Hub Training for Your Members

 

 
 

Couldn't make the CE Classes?  MSBR partners with The CE Shop.

Education on your time.

For October 35% off discount code:  MISSION35

CE Shop Classes available 24/7 

 

Partnering with Anne Arundel Association for the Military Relocation Professional (MRP)

Designation Class is being offered virtually. 

 

2-Days ~~ Oct 28th & 30th from 1:00pm-4:00pm

 

The instructor is Cammie Reed and the cost is $109.00.

This is being offered by Anne Arundel Association

and is open to all Maryland REALTORS. 

 

More Information to follow but if interested you can connect with

Chris at 410-822-8767 or chris@msbrmd.com 

 

Support Affiliate Member Habitat for Humanity-

Hard Hats and Heels fundraiser for Habitat for Humanity on October 18, 2025

from 6-8pm at 447 Venue on 447 Rae Street in Cambridge. 

Cocktails, Great food, live and silent auction and live music by Everyday People Band.  Tickets are $125/per person. 

 

https://habitatchoptank.org/news-events/hard-hats-high-heels/

 

Show your Community Support and Volunteer: 

 

Sheriffs' Showdown for Safe Homes Oct 25th   Tickets are $10 and the proceeds go to Rebuilding Together Eastern Shore.  Location is the Queen Anne High School. Doors open at 3pm and Basketball Tip-off is at 4pm. QA vs Kent Sheriff departments.  

 

Waterfowl Weekend Nov. 14-16

Need guides for 2 hour shifts and you get a free ticket to the Festival.   Contact Affiliate member Deena Kilmon at 410-822-4567 or dkilmon@waterfowlfestival.org

 

Festival of Trees fundraiser for Talbot Hospice Nov. 29-Dec. 2nd  Contact REALTOR Karla Wieland-Cherry at 410-310-8421 or dkcherry4@aol.com 

 

Next Newsletter is October 28, 2025

 

Copyright © 2025 Mid-Shore Board of REALTORS, All rights reserved.

Our mailing address is:
Mid-Shore Board of REALTORS
8615 Commerce Drive, Suite 2

Easton, MD 21601
410-822-8767

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