MSBR Newsletter  April 15, 2025

Call MSBR a tax credit- we add value wherever we go!

MSBR Office is closed on Friday for Good Friday

47th Love Down Payment Grant goes to Lindsay Pass

Pictured above: 

Jackie Northrop with First Home Mortgage

Lindsay Pass, First time Homebuyer and Buyers agent with TTR Sotheby's

Shandell Green representing the MSBR Down Payment Grant Committee 

The Down Payment Grant is currently out of funds no additional grants can be approved until the program is replenished. 

There are three more grants that were approved and funded and will be distributed in April. Once these close, no new grants will be approved until the program receives additional funds. 

Boots, Brews, and Boogie

Ten Eyck Brewery in Queenstown

Saturday, June 7th 7-10pm 

$40/pp Food, DJ, 50/50

Funds go to replenish the Down Payment Grant 

Sponsorship Opportunities Available from REALTORS, Brokerages and Affiliates 

Register Here 

Easton REALTORS Please Vote - Your Voice Matters!

April 29th 6pm Candidate Forum at the Avalon 

Town of Easton General Election for the followingTown Council Positions:

President of the Council

CANDIDATES:
Don Abbatiello (Current Ward 2 Councilperson)
Frank Gunsallus IV (Incumbent)

Councilperson from the Second Ward

CANDIDATES:
Lynnette D. Keefe
Robert J. Rankin

Councilperson from the Fourth Ward

CANDIDATES:
Rev. Elmer N. Davis, Jr. (Incumbent)
Moonyene S. Jackson-Amis
Cameron Keefe

WHEN: Tuesday, May 6, 2025 - from 7am-8pm

WHERE: The Easton Firehouse: 315 Leonard Rieck Drive, Easton

REALTORS- Please use & support the

affiliates who support you!

Thank you, Affiliates for teaching continuing education classes, hosting Lunch & Learns, networking events,  sponsoring fundraisers and the installation. 

If you are using someone NOT on this list, please encourage them to be a part of the MSBR team. 

MSBR will highlight all Affiliate members in future newsletters,

to see the full list of preferred providers click here.

 Tammy Andrews       Shore United Bank                   (410) 404-3317 

Learn More about what DR Horton has to offer

Lunch & Learn on April 22nd from Noon-1pm

• See the homes that are available for sale
• Learn about the loan process with DHI Mortgage 

RSVP to: delawaremarketing@drhorton.com

by April 17th 

2025 Snapshot on Race and Homebuying

– Access to Credit

The ability to secure a mortgage with favorable terms depends on several factors, including credit scores, debt-income ratios, and financial history –

all of which can vary by race.

• Black (21%) and Hispanic (17%) applicants face significantly higher mortgage denial rates compared to White (11%) and Asian (9%) applicants.
• Black and Hispanic borrowers are more likely to rely on FHA-insured loans, which often come with higher interest rates and additional fees compared to conventional loans.
• These differences in loan access and terms make homeownership more expensive and less attainable for these buyers

This 'Right by you' ad is a conscious shift to focus on consumers.

NAR is moving away from who we are and now focusing to help consumers remember why REALTORS matter.

The campaign promotes NAR members as partners, supporting buyers and sellers on their property journey — helping protect them from the long-lasting consequences of inexperience.

RPAC, Advocacy and how it Affects Your Bottom Line

Invest in RPAC

Maryland REALTORS did pretty well with their legislative priorities in this years General Assembly.

More detailed information forth coming once the Governor signs the bills.  If signed the regulations go into effect  October 1, 2025.  

Here are a few Real Estate Victories: 

• Wholesaling Disclosure:  Must now notify the buyer and the seller if a wholesaler is involved in the transaction.  
• Accessory Dwelling Unit (ADU):  Each County will need to adopt legislation on AUDs. No unreasonable requirements.  
• Continuing Education:
  • the 2-hour NAR required Fair Housing class is now required for everyone.
  • The Broker Relations or BRAD class for new agents and renewing agents will now be the same class as opposed to two separate classes.  

• Squatters: Streamlines wrongful detainer actions and expedites hearings to occur within 10 days of filing. It also sets guidelines if the detainer can't be found or served. 

These victories are are well worth an investment.

Invest here. 

What Does the Data Say About Office Exclusives? 

~~~~~~~~~~~~~~~~~~~

• Flexible Listing Entry in Bright - BrightMLS.com/ListingFlexibility
• Flexible listing options flow chart- https://image.m.brightmls.com/lib/fe2b11747364047b741278/m/1/50b647f2-844c-4714-ad34-9ac86b458fdb.pdf
• Bright MLS listing statuses – https://support.brightmls.com/s/article/Listing-Status-Definitions
• Forms for Client Disclosure & Office Exclusive Listings: brightmls.com/listingforms  (Bright does monitor to make sure the forms are signed.) 

If you want to take your business to the next level, please join the Maryland REALTORS® Global Business Committee at the next CIPS Institute in May 2025! All classes are held 9:00 a.m. - 5:00 p.m for each session.

Spring 2025 CIPS Session Dates

• Monday, May 19, 2025 Global Real Estate: Local Markets
• Wednesday, May 21, 2025 Global Real Estate: Transaction Tools
• Thursday, May 22, 2025 Asia/Pacific & International Real Estate
• Wednesday, May 28, 2025 The Americas & International Real Estate
• Thursday, May 29, 2025 Africa and International Real Estate 

to find out more or to register, click here   

CubiCasa is offering a three-part webinar series featuring valuable tips for tapping into the power of floor plans. Attendees will gain insights into how to create, enhance, and customize these popular data assets to capture the interest of prospective buyers.

Each webinar offers a chance to win a 3D bundle that includes CubiCasa’s Plus 3D floor plan with fixed furniture and 3D video render—a value of $150. Share this link for more information

Thank you Affiliate Diane Kuhn with Flagship Real Estate Services for teaching the continuing education class on Surveys from a Title Perspective. 

Marathon New Location

now at the Mid-Shore Board office 

Fast Tract Your Education 

April 15th & April 24th 

All 15-hours of Continuing Education 

In-Person at the MSBR Office 

Take 1-class, 1-day of CE or all 15 hours

Call 410-822-8767 or e-mail chris@msbrmd.com to sign up.

Thank you Amazing Affiliates: 

Kari Anderson, Oceans Lending

Tammy Andrews, Shore United Bank

Jenn Dudley, Title Excellence

Megan Rohrer, Community Title 

Make YOUR Commitment to Excellence

Earn the Commitment to Excellence Endorsement from the National Association of REALTORS. The Endorsement goes to REALTORS who have demonstrated knowledge and competency in 11 core areas of real estate practice.   It's an app and super easy to use. 

1. Client service
2. Professional reputation
3. Real estate law
4. Realtor Code of Ethics
5. Equal service to all (Article 10 of the Code)
6. Advocacy of real property ownership
7. Trust and integrity
8. Use of technology
9. Data privacy
10. Areas of practice
11. Financial Wellness
    
    

Launched in November 2018, this innovative program sets the standard for what it means to be a professional in the real estate brokerage business.

Licensed on or after October 1, 2023?

THESE ARE YOUR REQUIRED CLASSES!

Required for new agents and electives for all others.

Brokerage Relations and Disclosure Requirements for Sellers   April 29, 2025 9am-noon  Taught by Michelle Abplanalp, Rosendale Realty.  In-person class at MSBR office. 

Next classes will be held with Maryland REALTORS, virtually in August. 

Thank you President Michelle Abplanalp for teaching the Contracts class to the newly licensed agents. 

~~~~~~~~~~~~~

MSBR Continuing Education  April - May 2025

Please visit the

Maryland Department of Labor's website to view your CE status and

view which courses are required to renew your license. 

Core Classes

April – MSBR 2-full days  In-Person Marathon 4/15 & 4/24 all 15-hours

May – MD REALTORS Core Classes (Virtual)

July – MD REALTORS Core Classes (Virtual)

Sept – MD REALTORS Core Classes (Virtual

October – Core CE at the MD REALTORS Conference:  10/20 – 10/23

Nov – MD REALTORS Core Classes (Virtual)

~~~~~~~~~~

• Marathon 2-Full Day CE - April 15 & April 24, 2025 (4/15/2025)
• Marathon CE One Day April 15, 2025 (4/15/2025)
• Legislative and Legal Update (4/15/2025)
• Brokerage Relationships and Disclosures (4/15/2025)
• Fraud Protection for REALTORS - Protecting Sellers and Buyers from Fraudulent Activity (4/15/2025)
• Open the Doors to More Sales - Make the Most of Every Client Interaction! - Lunch-and-Learn (4/22/2025)
• Marathon CE One Day April 24, 2025 (4/24/2025)
• Code of Ethics and Predatory Lending (4/24/2025)
• Fair Housing (4/24/2025)
• Financing Bootcamp (4/24/2025)
• A Deep Dive into Accessory Dwelling Units (ADUs) (4/24/2025)
• Brokerage Relationships and Disclosures-SD (4/29/2025)
• Bright "Nestfully App" Lunch & Learn (4/30/2025)
• Canva 2.0 (5/8/2025)
• Code of Ethics and Predatory Lending (5/13/2025)
• Contracts (5/15/2025)
• Fair Housing (5/20/2025)
• Legislative and Legal Update (5/22/2025)
• Brokerage Relationships and Disclosures (5/27/2025)
• MREC Required Supervision (5/29/2025)
• ChatGPT 3.0 for Real Estate - Elevate Your Game! (6/4/2025)
• Boots, Brews, and Boogie (6/7/2025)
• Real Estate Financing for Newly Licensed (6/11/2025)
• New Member Orientation (6/17/2025)
• Maryland Mortgage Program (6/26/2025)

We understand that the ability to attend CE classes virtually is highly valued by our members, and we’re proud to offer this convenience at no cost through MSBR. However, we kindly remind you that certain rules must be followed to ensure a smooth and productive experience for everyone.

• Can't attend: e-mail or call to let us know if you need to cancel, 410-822-8767
• Punctuality is essential: You must be logged into the Zoom meeting at least 10 minutes before the start time.
• Proper identification is required: Please change your screen name to “MSBR – [Your First and Last Name].”  Example: MSBR Deb Leber
• Stay focused: CE classes are not open sessions. They have structured material that must be covered for you to receive credit.     

To keep the class on track, we will mute participants, and we ask that all questions for the instructor be submitted via the chat box. With over 100 attendees in some sessions, these guidelines help ensure everyone benefits fully from the class.

Thank you for your cooperation and understanding!

Couldn't make the CE Classes?

MSBR partners with The CE Shop.

Education on your time with a MSBR discount. 

CE Shop Classes available 24/7 

This Month's 30% Off Code:  RISEUP

Promo code valid on Pre-Licensing, Exam Prep, Post Licensing, Continuing Education and Professional Development courses through 3/31/25. 

A few taxing words...

Audit me all you want- I'm worth every penny.

Next Newsletter is April 29, 2025

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Our mailing address is:
Mid-Shore Board of REALTORS
8615 Commerce Drive, Suite 2

Easton, MD 21601
410-822-8767

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